Dorchester Habitat Opens Application Session for September
Open application session now until September 30th
Dorchester Habitat for Humanity (DHH) is holding an open application session for those interested in owning a home who live or work in Dorchester County.
Interested applicants must meet income requirements posted below and be willing to partner with DHH to help build their home through sweat equity hours, work to have a good credit history, and pay a $2,500 down payment. Upon completion of a DHH home the future homeowner will purchase a 30 year interest-free mortgage. Most mortgages for DHH’s 3-4 bedroom homes are $650-$750 per month.
To qualify, gross household income must be within 35-80% of Dorchester County’s Area Median Income (AMI). Applications can be downloaded from the organization’s website and must be submitted in person at the ReStore Warehouse at 101 Greyback Road, applications cannot be submitted digitally.
2021 Income Guidelines and Application Link:
| Family Size | Minmum Income Annually | Minimum Income Monthly | Maximum Income Annually | Maximum Income Monthly |
|---|---|---|---|---|
| 1 | $20,125 | $1,677 | $46,000 | $3,833 |
| 2 | $22,995 | $1,916 | $52,560 | $4,380 |
| 3 | $25,865 | $2,155 | $59,120 | $4,927 |
| 4 | $28,735 | $2,395 | $65,680 | $5,473 |
| 5 | $31,045 | $2,587 | $70,960 | $5,913 |
Contact for this program:
Marcus Thornton
843-851-1414 ext 112
About Dorchester Habitat:
Dorchester Habitat was founded in 1993, and since then has completed 70 homes in Dorchester County. It takes roughly 2,000 volunteer hours and nearly $100,000 to complete each home. We are fortunate to keep our construction costs at a minimum by utilizing mostly volunteer labor. The only services that cannot be performed by volunteers are the electrical, HVAC and plumbing.
Our homes are sold to those in need, who have gone through a strenuous pre-qualification process, and who will pay a 30-year, interest free mortgage back to Dorchester Habitat. Payments include escrows for homeowners insurance, property taxes and termite bonds. Average monthly payments of $650, and homeowners pay up to $2,500 in closing costs.
Habitat homes are affordable for low-wealth families who may not have otherwise qualified for a home with a conventional mortgage.
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